Think in systems. Act with precision.
Think in systems. Act with precision.
Think in systems. Act with precision.
About Partes
About Partes
Partes orchestrates embedded finance across business, technology and regulation.
Partes orchestrates embedded finance across business, technology and regulation.
Partes orchestrates embedded finance across business, technology and regulation.
vision & mission
Financial services, embedded where they matter. We orchestrate business, technology and regulation to turn complexity into compliant execution.
Financial services, embedded where they matter. We orchestrate business, technology and regulation to turn complexity into compliant execution.
Partes was founded to close the gap between financial ambition and regulatory reality. We believe embedded finance only works when execution, compliance and accountability come together.
"Embedded finance fails when systems are disconnected. Partes exists to reconnect them." - André Renfer CEO & Founder of Partes AG
LEADERSHIP
LEADERSHIP
Expertise that drives impact
Expertise that drives impact
André is a banking and embedded-finance practitioner with over 25 years of experience in regulated environments. As Founder and CEO of Partes, he focuses on turning complex financial, technical and regulatory requirements into executable, scalable solutions. His work bridges strategy and operations – with a clear focus on delivery, governance and long-term reliability.
André Renfer
CEO & Founder, Partes
25+
Years in financial leadership
André is a banking and embedded-finance practitioner with over 25 years of experience in regulated environments. As Founder and CEO of Partes, he focuses on turning complex financial, technical and regulatory requirements into executable, scalable solutions. His work bridges strategy and operations – with a clear focus on delivery, governance and long-term reliability.
André Renfer
CEO & Founder, Partes
25+
Years in financial leadership
André is a banking and embedded-finance practitioner with over 25 years of experience in regulated environments. As Founder and CEO of Partes, he focuses on turning complex financial, technical and regulatory requirements into executable, scalable solutions. His work bridges strategy and operations – with a clear focus on delivery, governance and long-term reliability.
André Renfer
CEO & Founder, Partes
25+
Years in financial leadership
Partes is a company domiciled in Switzerland (CHE-265.639.065) that flexibly and individually orchestrates financial services for the distribution partner, free of conflicts of interest.
WHAT DEFINES US
WHAT DEFINES US
Principles that guide our work
Principles that guide our work
Compliance by design
We embed regulatory clarity from day one. Compliance is designed into the architecture, not added later – aligned with Swiss standards and built for auditability and operational certainty.
Compliance by design
We embed regulatory clarity from day one. Compliance is designed into the architecture, not added later – aligned with Swiss standards and built for auditability and operational certainty.
Compliance by design
We embed regulatory clarity from day one. Compliance is designed into the architecture, not added later – aligned with Swiss standards and built for auditability and operational certainty.
State-of-the-art technology
We use proven, modern technology to remove legacy constraints. Our focus is reliability, security and automation – not experimentation in regulated environments.
State-of-the-art technology
We use proven, modern technology to remove legacy constraints. Our focus is reliability, security and automation – not experimentation in regulated environments.
State-of-the-art technology
We use proven, modern technology to remove legacy constraints. Our focus is reliability, security and automation – not experimentation in regulated environments.
Operational excellence
We design systems that reduce complexity and stabilise operations. Clear ownership, structured execution and repeatable processes ensure reliability at scale.
Operational excellence
We design systems that reduce complexity and stabilise operations. Clear ownership, structured execution and repeatable processes ensure reliability at scale.
Operational excellence
We design systems that reduce complexity and stabilise operations. Clear ownership, structured execution and repeatable processes ensure reliability at scale.
Modular scalability
Our modular, assembly-based architecture enables controlled growth. Products and services can be expanded step by step, without disrupting existing operations or regulatory setups.
Modular scalability
Our modular, assembly-based architecture enables controlled growth. Products and services can be expanded step by step, without disrupting existing operations or regulatory setups.
Modular scalability
Our modular, assembly-based architecture enables controlled growth. Products and services can be expanded step by step, without disrupting existing operations or regulatory setups.
Ready to explore what’s possible?
Let’s turn embedded finance complexity into compliant execution.
FAQ
Frequently asked questions
Which embedded-finance solution is right for my company?
The right solution depends on your business model, regulatory setup and level of integration required. Partes assesses your use case and designs a tailored embedded-finance setup – covering payments, accounts, lending or compliance workflows within your existing systems.
How secure are the integrated financial services?
How quickly can an integration be completed?
Do we need internal expertise to implement embedded finance?
How does the collaboration with Partes work?
Do we need a banking licence or existing banking partner?
Which embedded-finance solution is right for my company?
The right solution depends on your business model, regulatory setup and level of integration required. Partes assesses your use case and designs a tailored embedded-finance setup – covering payments, accounts, lending or compliance workflows within your existing systems.