Think embedded. Enable finance.
Think embedded. Enable finance.
Think embedded. Enable finance.
Embedded Finance
Embedded Finance
Embedded finance enables companies to launch regulated financial services directly inside their products – without becoming a bank.
Embedded finance enables companies to launch regulated financial services directly inside their products – without becoming a bank.
Embedded finance enables companies to launch regulated financial services directly inside their products – without becoming a bank.
What is Embedded Finance?
Financial services built into products
Financial services built into products
Financial services built into products
Embedded finance integrates payments, lending and insurance directly into products and platforms. Instead of relying on external banks, customers access financial services within the tools they already use. APIs enable companies to embed a complete financial ecosystem quickly and seamlessly into existing systems.
Use Cases & Relevance
Embedded finance for real-world operations
Embedded finance for real-world operations
Application areas of embedded finance
Embedded finance enables companies across e-commerce, retail, mobility, real estate, fintech, IoT and service industries to integrate financial services directly into existing products. This seamless integration streamlines processes, enhances customer experience and creates a clear competitive advantage.
Partes designs and operates embedded finance setups across these industries by orchestrating banks, technology and regulation into a single operating model.
Operational embedded finance
Enables users to access regulated financial services within existing products, reducing friction.
Operational embedded finance
Enables users to access regulated financial services within existing products, reducing friction.
Operational embedded finance
Enables users to access regulated financial services within existing products, reducing friction.
Automated, compliant workflows
Reduces operational effort by automating key financial steps and removing manual tasks
Automated, compliant workflows
Reduces operational effort by automating key financial steps and removing manual tasks
Automated, compliant workflows
Reduces operational effort by automating key financial steps and removing manual tasks
New revenue-ready capabilities
Enables companies to offer more financial features and increase value for their users.
New revenue-ready capabilities
Enables companies to offer more financial features and increase value for their users.
New revenue-ready capabilities
Enables companies to offer more financial features and increase value for their users.
Benefits
How embedded finance impacts your operations and results
Controlled customer experience
Embedded finance integrates regulated financial steps directly into your products, reducing friction while maintaining compliance, security and operational control.
Controlled customer experience
Embedded finance integrates regulated financial steps directly into your products, reducing friction while maintaining compliance, security and operational control.
Controlled customer experience
Embedded finance integrates regulated financial steps directly into your products, reducing friction while maintaining compliance, security and operational control.
Operational efficiency and cost control
Automated, compliance-by-design workflows reduce manual effort, audit overhead and operational risk across the full lifecycle.
Operational efficiency and cost control
Automated, compliance-by-design workflows reduce manual effort, audit overhead and operational risk across the full lifecycle.
Operational efficiency and cost control
Automated, compliance-by-design workflows reduce manual effort, audit overhead and operational risk across the full lifecycle.
Expansion of the product range
Financial capabilities can be added as modular, revenue-ready building blocks without redesigning your core product or regulatory setup.
Expansion of the product range
Financial capabilities can be added as modular, revenue-ready building blocks without redesigning your core product or regulatory setup.
Expansion of the product range
Financial capabilities can be added as modular, revenue-ready building blocks without redesigning your core product or regulatory setup.
Improve data analysis
End-to-end financial processes provide structured, auditable data that supports better decisions across product, risk and operations.
Improve data analysis
End-to-end financial processes provide structured, auditable data that supports better decisions across product, risk and operations.
Improve data analysis
End-to-end financial processes provide structured, auditable data that supports better decisions across product, risk and operations.
Why partes for embedded finance
Design. Operate. Stay compliant.
Operational and regulatory accountability
Partes takes responsibility beyond design and integration. We orchestrate banks, technology and compliance into a robust operating model with clear governance, ownership and audit trails.
Operational and regulatory accountability
Partes takes responsibility beyond design and integration. We orchestrate banks, technology and compliance into a robust operating model with clear governance, ownership and audit trails.
Operational and regulatory accountability
Partes takes responsibility beyond design and integration. We orchestrate banks, technology and compliance into a robust operating model with clear governance, ownership and audit trails.
Switzerland- and EU-regulation first
Compliance is built in from day one. Our solutions are designed to meet Swiss and EU regulatory requirements, including outsourcing, data protection, internal controls, DORA readiness and full auditability across the lifecycle.
Switzerland- and EU-regulation first
Compliance is built in from day one. Our solutions are designed to meet Swiss and EU regulatory requirements, including outsourcing, data protection, internal controls, DORA readiness and full auditability across the lifecycle.
Switzerland- and EU-regulation first
Compliance is built in from day one. Our solutions are designed to meet Swiss and EU regulatory requirements, including outsourcing, data protection, internal controls, DORA readiness and full auditability across the lifecycle.
No vendor lock-in
Our modular, provider-agnostic architecture allows banking partners, core systems and infrastructure components to be replaced or extended without redesigning the overall setup.
No vendor lock-in
Our modular, provider-agnostic architecture allows banking partners, core systems and infrastructure components to be replaced or extended without redesigning the overall setup.
No vendor lock-in
Our modular, provider-agnostic architecture allows banking partners, core systems and infrastructure components to be replaced or extended without redesigning the overall setup.
Operations included after go-live
Partes stays involved beyond launch. We support stable operations, regulatory updates, optimisation and controlled scaling. This is not a handover — it is an operating partnership.
Operations included after go-live
Partes stays involved beyond launch. We support stable operations, regulatory updates, optimisation and controlled scaling. This is not a handover — it is an operating partnership.
Operations included after go-live
Partes stays involved beyond launch. We support stable operations, regulatory updates, optimisation and controlled scaling. This is not a handover — it is an operating partnership.
Ready to explore what’s possible?
Get in touch to discuss how embedded finance can simplify your operations and create measurable value for your organisation.
FAQ
Frequently asked questions
Which embedded-finance solution is right for my company?
The right solution depends on your business model, regulatory setup and level of integration required. Partes assesses your use case and designs a tailored embedded-finance setup – covering payments, accounts, lending or compliance workflows within your existing systems.
How secure are the integrated financial services?
How quickly can an integration be completed?
Do we need internal expertise to implement embedded finance?
How does the collaboration with Partes work?
Do we need a banking licence or existing banking partner?
Which embedded-finance solution is right for my company?
The right solution depends on your business model, regulatory setup and level of integration required. Partes assesses your use case and designs a tailored embedded-finance setup – covering payments, accounts, lending or compliance workflows within your existing systems.